Rate date: November 5, 2026
Are you planning to buy gold jewellery in Bengaluru? Before visiting a showroom in Chickpet, Jayanagar, Commercial Street or another area, it helps to know the day’s gold rate. The rate is only the starting point. The final bill may also include making charges, stone costs and GST.
On November 5, 2026, the Karnataka State Jewellers Federation (KSJF) listed 22K gold at ₹13,385 per gram and 24K gold at ₹14,480 per gram. Its silver reference was ₹1,95,000 per kilogram. KSJF says GST is extra. A separate 18K rate shown by Goodreturns was ₹10,952 per gram. These sources are not the same, so the 18K figure is labelled separately below.
This guide explains the today gold rate in Bangalore, 22K, 24K, 916 and 18K prices, gram and tola calculations, the difference between KSJF and IBJA rates, jewellery bill costs, GST, BIS hallmarking and simple checks to make before you pay.
Today gold rate in Bangalore: 22K, 24K, 916 and 18K
| Gold type | Purity | Price per gram | Price per 8 grams | Price per 10 grams |
|---|---|---|---|---|
| 24K | 999 fineness / about 99.9% | ₹14,480 | ₹1,15,840 | ₹1,44,800 |
| 22K / 916 | 916 fineness / about 91.6% | ₹13,385 | ₹1,07,080 | ₹1,33,850 |
| 18K | 750 fineness / 75% | ₹10,952* | ₹87,616* | ₹1,09,520* |
Price source: The 24K and 22K rates are from KSJF’s daily rate board for November 5, 2026. The 18K price marked with an asterisk is an indicative Goodreturns Bangalore rate for the same date. KSJF did not show an 18K rate in its daily board. Confirm the 18K price with the jeweller before buying.
These are reference rates, not a promise that every store will sell at exactly the same amount. The final price can vary by seller, product, weight, purity and the charges on the bill.
Yesterday vs today gold rate in Bangalore
Comparing two days from the same rate source can help you understand the daily change. KSJF’s rate board showed the following figures:
| Gold type | November 5, 2026 | November 4, 2026 | Change per gram |
|---|---|---|---|
| 24K | ₹14,480 | ₹14,160 | Up ₹320 |
| 22K | ₹13,385 | ₹13,090 | Up ₹295 |
This comparison uses the KSJF rate board. Other websites and jewellers may show a different figure because they may use a different source, update time or local pricing method.
KSJF Bangalore rate and IBJA benchmark: what is the difference?
The Karnataka State Jewellers Federation publishes a local market reference for Karnataka. The India Bullion and Jewellers Association (IBJA) publishes national benchmark rates for different gold purity levels. Both can be useful, but they serve different purposes.
On November 5, 2026, the IBJA page showed these morning benchmark rates:
| IBJA purity | Rate per 10 grams | Calculated rate per gram |
|---|---|---|
| Gold 999 | ₹1,43,950 | ₹14,395 |
| Gold 916 | ₹1,31,858 | ₹13,185.80 |
| Gold 750 | ₹1,07,963 | ₹10,796.30 |
IBJA states that its rates are shown without 3% GST and making charges. The IBJA rate is a national benchmark, not a guaranteed quote from a Bengaluru jewellery shop. KSJF’s local reference and IBJA’s benchmark can differ. Do not average the two or present one as the other.
When comparing a price, check four things: the date, the source, the purity and the unit. Also check whether GST and making charges are included.
What is the 24K gold rate in Bangalore?
24K gold is a high-purity form of gold. A 999 fineness mark means 999 parts out of 1,000 are gold. It is commonly used as a reference for gold bars and coins. It is also soft, so many types of jewellery are made with gold mixed with other metals.
The KSJF reference for 24K gold in Bengaluru on November 5, 2026 was ₹14,480 per gram. For 10 grams, that equals ₹1,44,800 before any applicable GST or other charges. Ask the seller whether the quoted price is for a coin, bar or another product, because product costs and taxes can differ.
What is the 22K and 916 gold rate in Bangalore?
22K gold is also called 916 gold. The number 916 means that 916 parts out of 1,000 are gold. The remaining part contains other metals that help make the jewellery stronger.
KSJF listed 22K gold at ₹13,385 per gram on November 5, 2026. This equals ₹1,07,080 for 8 grams and ₹1,33,850 for 10 grams, before GST and making charges.
When a showroom says “916 jewellery”, check that the hallmark on the item shows the correct purity mark. Do not rely only on a verbal statement or a price tag.
What is the 18K gold rate in Bangalore?
18K gold has 750 parts gold in every 1,000 parts of metal. The remaining 25% is made up of other metals. It is used in some jewellery designs, including pieces with gemstones.
Goodreturns displayed an indicative Bangalore rate of ₹10,952 per gram for 18K gold on November 5, 2026. This is a third-party reference, not a KSJF rate. The jeweller’s final price may differ. Ask for the 18K fineness and the metal weight on the invoice.
How to calculate 1 gram, 8 grams, 10 grams and 1 tola
Gold is often priced per gram in India. To estimate the metal value, multiply the per-gram rate by the weight. For example, using the KSJF 22K rate of ₹13,385:
| Weight | Calculation | 22K reference value |
|---|---|---|
| 1 gram | 1 × ₹13,385 | ₹13,385 |
| 8 grams | 8 × ₹13,385 | ₹1,07,080 |
| 10 grams | 10 × ₹13,385 | ₹1,33,850 |
| 1 tola (about 11.664 grams) | 11.664 × ₹13,385 | About ₹1,56,106 |
These are simple metal-value calculations. They do not include making charges, stones, GST or any other invoice amount. A jewellery item may also have a net gold weight that is different from its total weight if it contains stones or other materials.
916, 22K, 24K and KDM: what do these words mean?
- 24K / 999: A high-purity gold reference, with 999 parts gold per 1,000 parts.
- 22K / 916: About 91.6% gold. This purity is widely used for jewellery.
- 18K / 750: 75% gold, with the rest made up of other metals.
- KDM: An older term linked to a soldering method used in jewellery making. It is not a purity mark and should not replace a proper BIS hallmark and HUID check.
Purity and price are not the same thing. A higher-purity item usually has more gold by weight, but the right product depends on how it will be used. Always check the purity mark on the actual item.
How to check BIS hallmark and HUID
A BIS hallmark helps buyers check the purity of gold jewellery. Under the current HUID system, a hallmark includes the BIS mark, the purity/fineness mark and a six-character alphanumeric HUID number.
You can use the Verify HUID feature in the BIS Care app to check the HUID on a hallmarked jewellery item. Compare the result with the article you are buying. Ask the jeweller to show you the mark clearly, and get an itemised bill.
BIS lists hallmarking charges for gold jewellery/artefacts at ₹45 per article, with a minimum consignment fee of ₹200 under its revised jeweller guidelines. This is a service charge in the hallmarking process; do not assume that it must appear as a separate ₹45 fee on every customer bill. Ask the shop to explain any such line item.
How a gold jewellery bill is calculated
The gold rate is only one part of the price. A jewellery bill may include the gold value, making charges, stone costs and GST. The exact amount depends on the item and the seller.
Here is a simple example. Suppose you buy a 15-gram 22K chain using a reference rate of ₹13,385 per gram. Assume the jeweller charges 12% making charges. The 12% is only an example, not a fixed rate.
| Bill item | Calculation | Amount |
|---|---|---|
| Gold value | 15 × ₹13,385 | ₹2,00,775 |
| Making charges | 12% of ₹2,00,775 | ₹24,093 |
| Taxable transaction value | Gold value + making charges | ₹2,24,868 |
| GST | 3% of ₹2,24,868 | ₹6,746.04 |
| Example total | Before any other special charges | ₹2,31,614.04 |
CBIC says GST on jewellery is 3% of the total transaction value, whether making charges are shown separately or not. If the item has stones or other materials, ask the seller how each part is valued and taxed. Keep the final invoice.
Do Bhima, Malabar Gold and GRT use the same rate?
Jewellery shops may use similar market references, but the final price does not have to be the same. A shop can have its own displayed rate, making-charge offer, design cost, stone price and buy-back conditions.
When comparing Bhima, Malabar Gold, GRT or another showroom, ask each shop for a written quote on the same day. Compare the same purity, net gold weight, design type and stone details. Also ask how the store calculates making charges and whether any discount changes the final taxable amount.
A lower making-charge percentage does not always mean a lower final bill. The base gold rate, weight and stone cost also matter.
Silver rate today in Bangalore
KSJF listed silver at ₹1,95,000 per kilogram on November 5, 2026, plus GST. This equals ₹195 per gram before GST when the kilogram amount is divided by 1,000. Silver prices also change, so check the date on the rate board before buying.
Silver jewellery and silver investment products may have different prices and charges. For a purchase, ask for the purity, weight and full invoice value.
Seven practical tips before buying gold in Bangalore
- Check the rate date and the source before comparing prices.
- Confirm whether the quote is for 22K, 24K or 18K gold.
- Ask for the net gold weight, especially if the item has stones.
- Check the BIS hallmark and verify the HUID in the BIS Care app.
- Ask the shop to show the making-charge calculation in writing.
- Check GST and any other charges on the final bill.
- Keep the invoice, certificate and buy-back terms safely.
Frequently asked questions
What is today’s 22K gold rate in Bangalore?
KSJF listed 22K gold at ₹13,385 per gram on November 5, 2026. GST is extra, and the final showroom price may include other charges.
What is today’s 24K gold rate in Bangalore?
KSJF listed 24K gold at ₹14,480 per gram on November 5, 2026. Check the latest daily rate before buying.
What is today’s 18K gold rate in Bangalore?
Goodreturns displayed ₹10,952 per gram for 18K gold on November 5, 2026. This is a third-party reference, not a KSJF quote.
Is 916 the same as 22K?
Yes. 916 fineness means about 91.6% gold, which is the purity level commonly called 22K.
Can 24K gold be 916?
No. 916 refers to about 91.6% purity and is commonly called 22K. 24K gold is a higher-purity category, often marked 999 fineness.
What is the GST rate on gold jewellery?
CBIC states that GST on jewellery is 3% of the total transaction value, whether making charges are shown separately or not. Confirm the current tax treatment and invoice with the seller.
How can I verify a gold hallmark?
Check the BIS mark, purity/fineness mark and six-character HUID. Use the Verify HUID feature in the BIS Care app to check the number.
Do all jewellery shops in Bangalore use the same gold rate?
No. Shops may use different rate references and can have different making charges, design costs and other terms. Compare written quotes from the same day.
What is the silver rate in Bangalore today?
KSJF listed silver at ₹1,95,000 per kilogram on November 5, 2026, plus GST.
Conclusion: check the rate and the full bill
For November 5, 2026, KSJF’s Bangalore reference was ₹14,480 per gram for 24K gold and ₹13,385 per gram for 22K gold. It listed silver at ₹1,95,000 per kilogram. Goodreturns showed a separate 18K reference of ₹10,952 per gram.
Before buying, check the rate date, compare the same purity and weight, verify the HUID, and ask for a clear bill. The lowest per-gram rate does not always give the lowest final cost. Compare the full amount you must pay, not just the gold rate on the display board.
Sources and rate notes
- Karnataka State Jewellers Federation (KSJF): daily rate board
- Goodreturns: Bangalore gold rate reference
- India Bullion and Jewellers Association (IBJA): benchmark rates
- BIS: hallmarking and HUID FAQs
- BIS Care app: Verify HUID
- BIS: revised guidelines for jewellers and hallmarking charges
- CBIC: GST guidance for jewellery
Disclaimer
This article is for general information only. Gold and silver rates can change. The prices shown are dated reference rates, not guaranteed showroom quotes or investment advice. Final jewellery prices depend on purity, weight, making charges, stones, taxes and seller terms. Confirm the rate and the full invoice with the jeweller before paying.
