If you searched for the “ICICI Lombard unlisted share price”, the unlisted phase is long over: ICICI Lombard listed in 2017. The more urgent news is that its profit fell 46% in April–June 2026 and the stock hit a fresh 52-week low on results day.
Quick answer
No one can say what the ICICI Lombard share price will be in 2030. Starting from about ₹1,618 and assuming 4%, 11% or 16% growth a year, the example prices for 2030 are ₹1,890, ₹2,460 or ₹2,930. These show how compounding works. They are not forecasts.
Where the stock stands
| Item | Figure |
|---|---|
| Previous close before results (15 July 2026) | about ₹1,814 |
| Low on 16 July 2026 | ₹1,544.40 (fresh 52-week low, down up to 14.9%) |
| Level quoted during the fall | about ₹1,618 |
What the April–June 2026 results show
| Measure | Apr–Jun 2026 | Comparison |
|---|---|---|
| Net profit | ₹403.17 crore | about –46% from ₹747.08 crore; ₹546.56 crore last quarter |
| Total income | ₹6,813.71 crore | about +12% |
| Gross written premium | about ₹8,860 crore | about +10% |
| Combined ratio | 107.2% | 102.9% a year earlier |
| Return on equity | 9.6% | 20.5% a year earlier |
| Solvency ratio | 2.71 times | above the regulatory minimum |
What a combined ratio above 100% means
A combined ratio shows claims plus expenses as a share of premium. Above 100% means the insurer paid out more than it earned from premiums before investment income. Two large fire claims and a ₹165 crore reserve for motor third-party claims pushed it up. A recent Supreme Court judgment was also reported as adding pressure.
Scenarios for 2030
The formula is simple: future price = starting price × (1 + yearly growth) ^ number of years. The growth rates below are examples picked to show a range. They are not analyst targets.
- Cautious (4% a year): claims stay high and the combined ratio stays above 100%.
- Steady (11% a year): claims normalise and premium growth continues.
- Strong (16% a year): underwriting recovers and investment income stays healthy.
| Year | Cautious (4% a year) | Steady (11% a year) | Strong (16% a year) |
|---|---|---|---|
| 2027 | ₹1,680 | ₹1,800 | ₹1,880 |
| 2028 | ₹1,750 | ₹1,990 | ₹2,180 |
| 2029 | ₹1,820 | ₹2,210 | ₹2,530 |
| 2030 | ₹1,890 | ₹2,460 | ₹2,930 |
What could help
- A strong solvency position.
- Claims related to large fires can be one-offs.
- Premium growth of about 10%.
What could hurt
- Combined ratio above 100%.
- Premium growth below the industry (7.5% vs 10.9%).
- Motor third-party claims and legal rulings.
What ₹1,00,000 could become (example)
| Scenario | Yearly growth assumed | Value in 2030 | Gain |
|---|---|---|---|
| Cautious | 4% | ₹1,16,800 | +₹16,800 |
| Steady | 11% | ₹1,52,000 | +₹52,000 |
| Strong | 16% | ₹1,81,100 | +₹81,100 |
What to track every quarter
- Revenue and net profit compared with the same quarter last year.
- Operating margin (EBITDA margin) and whether it is rising or falling.
- Debt level and interest cost.
- Order book or new deals, if the company reports them.
- Promoter holding and any pledge of shares.
- Dividend and other corporate announcements on NSE and BSE.
Key terms in simple words
| Term | Meaning |
|---|---|
| EBITDA | Profit from operations before interest, tax and depreciation. |
| PAT | Profit after tax, the profit left for owners. |
| 52-week range | The lowest and highest price in the last year. |
| Compounding | Growth on growth: each year’s gain is added to the base for the next year. |
How we prepared this article
We collect numbers from company results, exchange filings where available and public news and price pages, and we note the date of each price. Where sources disagree, we say so instead of picking one quietly. Scenario tables use a simple formula and are examples, not predictions. We do not take payment to publish targets. Found a mistake? Tell us and we will correct it.
Frequently asked questions
Is ICICI Lombard listed?
Yes. It has been listed on NSE and BSE since 2017. “Unlisted price” searches refer to the pre-IPO period.
Why did the stock fall so much?
Profit fell 46% and missed expectations because of large claims and reserves, according to reports.
What is the 2030 view?
No reliable number. The example range is ₹1,890 to ₹2,930 from ₹1,618 using 4% to 16% yearly growth.
How often is this article updated?
We review it after each quarterly result and when major company news arrives. The review date is shown at the bottom of the page.
Where can I check the live share price?
On the NSE and BSE websites or in your broker’s app. Prices on this page carry a date and may be delayed.
Are the scenarios an analyst target?
No. They are simple examples built from one formula and different growth rates. Real prices can be far above or below them.
Conclusion
ICICI Lombard had a bad quarter on claims. Whether this is one-off or a trend will show in the next two results; watch the combined ratio.
Related reading: Poonawalla Fincorp share price target, Angel One share price target.
Watch: a related video
Video by NDTV Profit: ICICI Lombard Q1 Results: Net Profit Drops 46%, What Investors Should Know. This is a third-party video shown for learning only. Its views belong to the speaker, not to SharePriceHub, and are not investment advice.
Sources
- Angel One: ICICI Lombard share price falls after Q1 FY27
- Sahi: ICICI Lombard Q1 net profit drops 46%
- Free Press Journal: shares sink 15%
- Kotak Neo: Q1 FY27 profit falls 46%
- NSE India and BSE India
Price data as of 16 July 2026. Results data for the quarter ended 30 June 2026. Last reviewed 13 October 2026.
Disclaimer: This article is for education only. Share prices and forecasts can change, and past performance does not guarantee future results. It is not personal investment advice, and SharePriceHub is not a SEBI-registered adviser. Please check current information on official sources and speak to a qualified financial adviser before you invest. Read the full disclaimer.
