PTC India Financial Services (PFS) is a power-sector lender. Its April–June 2026 profit fell about 70%, its revenue fell about 27%, and the company said it has not met an RBI requirement for infrastructure exposure. Asset quality, however, improved a lot.
The 2022 target year has already passed. We do not present an old target as a current forecast. This page shows where the company stands now and what a 2030 view could look like.
Quick answer
No one can say what the PTC India Financial Services share price will be in 2030. Starting from about ₹28 and assuming -5%, 6% or 14% growth a year, the example prices for 2030 are ₹23, ₹35 or ₹47. These show how compounding works. They are not forecasts.
Where the stock stands
| Item | Figure |
|---|---|
| Price around results (late July 2026) | about ₹28.20 (down 2.15% on the day) |
| Previous close | ₹29.28 |
| Change over one year | about –30% |
What the April–June 2026 results show
| Measure | Apr–Jun 2026 | Comparison |
|---|---|---|
| Net profit | ₹40.24 crore | about –70.5% from ₹136.63 crore |
| Revenue from operations | ₹103.31 crore | about –27.2% |
| Gross stage III (bad) assets | ₹190 crore | ₹441 crore a year earlier |
The RBI norm
The company said it has not met the Reserve Bank of India’s minimum 75% infrastructure exposure requirement linked to its status as an infrastructure finance company (NBFC-IFC). Management described the quarter as one of recalibration with a leadership transition and measured origination. How this is resolved is worth following in filings.
Scenarios for 2030
The formula is simple: future price = starting price × (1 + yearly growth) ^ number of years. The growth rates below are examples picked to show a range. They are not analyst targets.
- Cautious (–5% a year): new lending stays slow and profit remains low.
- Steady (6% a year): lending restarts and profit stabilises.
- Strong (14% a year): a clear growth plan and regulatory clarity lift profit.
| Year | Cautious (-5% a year) | Steady (6% a year) | Strong (14% a year) |
|---|---|---|---|
| 2027 | ₹27 | ₹30 | ₹32 |
| 2028 | ₹25 | ₹31 | ₹36 |
| 2029 | ₹24 | ₹33 | ₹41 |
| 2030 | ₹23 | ₹35 | ₹47 |
What could help
- Bad assets reduced from ₹441 crore to ₹190 crore.
- Early sanctions mentioned for the next quarter.
What could hurt
- Profit and revenue falling sharply.
- Regulatory norm not met.
- Leadership transition.
What ₹1,00,000 could become (example)
| Scenario | Yearly growth assumed | Value in 2030 | Gain |
|---|---|---|---|
| Cautious | -5% | ₹82,100 | –₹17,900 |
| Steady | 6% | ₹1,25,000 | +₹25,000 |
| Strong | 14% | ₹1,67,900 | +₹67,900 |
What to track every quarter
- Revenue and net profit compared with the same quarter last year.
- Operating margin (EBITDA margin) and whether it is rising or falling.
- Debt level and interest cost.
- Order book or new deals, if the company reports them.
- Promoter holding and any pledge of shares.
- Dividend and other corporate announcements on NSE and BSE.
Key terms in simple words
| Term | Meaning |
|---|---|
| EBITDA | Profit from operations before interest, tax and depreciation. |
| PAT | Profit after tax, the profit left for owners. |
| 52-week range | The lowest and highest price in the last year. |
| Compounding | Growth on growth: each year’s gain is added to the base for the next year. |
How we prepared this article
We collect numbers from company results, exchange filings where available and public news and price pages, and we note the date of each price. Where sources disagree, we say so instead of picking one quietly. Scenario tables use a simple formula and are examples, not predictions. We do not take payment to publish targets. Found a mistake? Tell us and we will correct it.
Frequently asked questions
What is the PFS share price target for 2030?
No dependable number exists. The example range is about ₹23 to ₹47 from ₹28 using –5% to 14% yearly growth.
What about the 2022 target?
2022 has passed.
Is PFS part of the PFC–REC merger?
We found no report that it is. That news concerns PFC and REC.
How often is this article updated?
We review it after each quarterly result and when major company news arrives. The review date is shown at the bottom of the page.
Where can I check the live share price?
On the NSE and BSE websites or in your broker’s app. Prices on this page carry a date and may be delayed.
Are the scenarios an analyst target?
No. They are simple examples built from one formula and different growth rates. Real prices can be far above or below them.
Conclusion
PFS is in a transition phase with weak profit and better asset quality. The regulatory norm and the restart of lending are the things to watch.
Related reading: Poonawalla Fincorp share price target, Sammaan Capital share price target.
Watch: a related video
Video by Zee Business: Dr. Pawan Singh, MD, PTC India Financial Services, On Results In Talk With Anil Singhvi. This is a third-party interview that is much older than the figures on this page, so check the upload date. It is shown for learning only and is not investment advice.
Sources
- Sahi: PFS Q1 net profit ₹40.24 crore
- MarketsMojo: PFS Q1 FY27
- Multibagg: PFS Q1FY27 transition quarter
- Company press release (NSE)
- NSE India and BSE India
Price data as of late July 2026. Results data for the quarter ended 30 June 2026. Last reviewed 13 October 2026.
Disclaimer: This article is for education only. Share prices and forecasts can change, and past performance does not guarantee future results. It is not personal investment advice, and SharePriceHub is not a SEBI-registered adviser. Please check current information on official sources and speak to a qualified financial adviser before you invest. Read the full disclaimer.
